The CQA/ACC is proud to provide an annual group insurance program for member guilds (not available to Quebec guilds). This is available at a substantially reduced rate than if each guild were to procure their own.
The insurance program runs from November 1 to October 31 each year. The process begins in September with guilds informing the CQA/ACC of their intent to purchase the insurance via an online form.
The guild must be a member in good standing as of the beginning of the renewal period and throughout the period covered by the insurance.
There are two insurance programs to select. The Liability Insurance Program covers most liability and director incidents. The Property Insurance Program is an add-on feature (must have, or have applied for, the Liability Insurance Program and covers the guild’s property while in storage or during transport.
If a guild chooses to participate in either group insurance program at a later date, the insurance will be active from the date that the payment is received by the bookkeeper, and the cost will not be prorated.
To start the process, a guild must complete the online form. This data is then used to generate an invoice to your guild (sent by email) for the membership (if not already a member) plus the insurance programs chosen. Payment is sent back to the CQA/ACC by credit card (preferable), e-transfer or PayPal.
2026/2027 Insurance Program Details
The premiums and administration fees are as follows for the 2026-2027 insurance program year which runs Nov. 1, 2026 – October 31, 2027:
1) General Commercial Liability/ Director and Officer Liability Insurance = $195 premium plus applicable provincial tax + $100 CQA/ACC administration fee
2) Property Insurance (if taken) = $90 premium plus applicable provincial tax + $50 CQA/ACC administrative fee
The yearly guild membership dues will also be included in the invoice.
If you have already applied and are waiting for your invoice, Louise Gour, the CQA/ACC Bookkeeper, will send invoices out in batches over a 2 week period. Invoices will be emailed to the person whose name and email address were provided on the application form.
If you have applied and have not received your invoice after 5 days of applying, please email Louise at:
Important Information For CQA/ACC Member Guilds Enrolled In The 2026/2027 Insurance Program
For those guilds enrolled in the 2026/2027 Guild Insurance Program the following document outlines the insurance program service standards. This includes Certificate of Insurance request, claims reporting and general insurance inquiries:
CQA/ACC Insurance Program Service Standard
To request the Certificate of Insurance,
click here
Billing Inquiry
For General Insurance Inquiry
Please contact your Gallagher Team by email:
Kristen Paterson, Client Solutions Manager
Melissa LaRocca, Vice President- Commercial Insurance
Please include your Member Guild name and a detailed description of your question or inquiry.
A Gallagher representative will review your inquiry and respond as soon as possible.
updated October 2026
