Member Guild Insurance Program

The CQA/ACC is proud to provide an annual group insurance program for member guilds.  This is available at a substantially reduced rate than if each guild were to procure their own.

The insurance program runs from November 1 to October 31 of each year.  The process begins in September with guilds informing the CQA/ACC of their intent to purchase the insurance via an online form.

The guild must be a member in good standing as of the beginning of the renewal period and throughout the period covered by the insurance.

There are two insurance programs to choose.  The Liability Insurance Program covers most liability and director incidents.  The Property Insurance Program is an add-on feature (must have, or have applied for, the Liability Insurance Program) and covers the guild’s property while in storage or during transport.

If a guild chooses to participate in either group insurance program at a later date, the insurance will be active from the date that the payment is received by the bookkeeper, and the cost will not be prorated.

To start the process, a guild must complete the online form.  This data is then used to generate an invoice to your guild (sent by email) for the membership (if not already a member) plus the insurance programs chosen.  Payment is sent back to the CQA/ACC preferably by e-transfer.  A certificate of Insurance will be issued by the Insurance Company and sent to your guild by surface mail.

Why invest in the insurance?  CapriCMW has provided many good reasons in this open letter to you.

Additional insurance can be purchased directly from the agency, CapriCMW Insurance at 905-841-8200

If you have questions regarding the group insurance policy, please contact CapriCMW at 905-841-8200, if you have billing or payment questions, please contact Brenda.